Integrity-driven
financial advice
for forward
thinkers.

Our process is based on time-tested methods. We strive to capture as much market upside as possible while keeping portfolio risk and expenses to a minimum.

We use globally diversified, cost-effective, and tax-efficient portfolios with a tilt toward value-driven stocks. We avoid alternative investments because of their high expenses and mediocre long-term performance record.

Our strategies are passive at the security level but active at the portfolio layer. Our investment team is data and research-driven to ensure careful decisions are made with your portfolio.

Transparency of our process is paramount. It’s critical that you feel comfortable with how your money is put to use. To whatever degree you’d like, we’ll carefully explain and help you understand exactly how your investments work.

For those who need extra sophistication, we offer cash management portfolios targeting higher yields for short-term funds.

After a thorough discovery process, we’ll develop a plan to help maximize what your money can do.

We start with cash flow. We’ll establish spending targets in line with your income sources and expected investment growth.

Our team will check in with you throughout the year to see how life has changed. Sometimes this means adjusting your plan, other times it provides us with helpful context for future developments.

We can also provide guidance with education planning, estate purchases, and philanthropy planning, anything else financial-related.

Whatever journey you’re on, we’re your personal consultant to help you confidently enjoy your money.

Growing your wealth is a priority. Maintaining it is important, too. Our full-service approach combines tax strategy and in-house tax preparation, focused on creating seamless alignment with your financial goals.

Already have a trusted tax advisor? We’ll collaborate with them to keep your strategy on track.

Learn more about our Tax Services.

You’ve built wealth worth protecting. Protect your wealth from unnecessary exposure and risks. HF can assist and guide you in protecting your wealth and transferring your wealth. We’ll help you secure your legacy by ensuring your assets are properly safeguarded. Hapanowicz acts as your quarterback and works with our trusted legal partners to coordinate your financial plan with your estate plan. This synergy ensures you have the highest level of protection possible.

You’ve worked hard, climbed the ladder, and have been rewarded for your years of dedication.

We provide detailed guidance on deferred compensation structure and payout strategies, executive pensions, concentrated stock positions, and stock option strategies.

Our team will review your existing policies (life, long-term care, umbrella, and others) and provide recommendations to integrate and optimize your insurance strategy with your financial plan.

If you don’t have adequate insurance, we can help guide you to efficient options that pair with the plan we create.